Ulf Mattsson is the Head of Innovation at TokenEx, earlier at Atlantic BT and earlier at Compliance Engineering. He was the chief technology officer and a founder of Protegrity Security Technology. Prior to Protegrity, Ulf worked for 20 years at IBM in software development. He holds more than 70 patents and has worked in standards bodies, including ANSI X9 and PCI DSS. Leading journals and professions magazines have published more than 100 of his in-depth professional papers.